Alternative finance, South Africa

Unlock Your Working Capital

Immediate funding for South African SMEs against confirmed purchase orders and outstanding invoices.

Funding decision
24-48hrFunding decision
Procurement costs covered
100%Procurement costs covered
Minimum purchase order
R50,000Minimum purchase order

What we fund

Two ways to unlock cash flow

01

Purchase Order Funding

We cover 100% of procurement and logistics costs so you can execute contracts you've already won.

  • Minimum PO value from R50,000
  • 100% of procurement costs covered
  • Direct supplier payments
  • PO as primary security
Explore Purchase Order Funding
02

Invoice Discounting

Convert outstanding invoices into immediate cash flow instead of waiting 30, 60, or 90 days.

  • Minimum invoice value from R40,000
  • Fast turnaround on approvals
  • Confidential facility available
  • Transparent fees in Rands
Explore Invoice Discounting

How it works

Funding in three steps

01

Apply Online

Share your purchase order or invoice details through a quick funding application.

02

Quick Review

We assess the deal and end-client creditworthiness within 24-48 hours.

03

Get Funded

Once approved, we fund procurement costs directly so you can deliver.

Industries we serve

Built for businesses that build South Africa

See all industries
  • Construction01
  • Mining02
  • Agriculture03
  • Government Supply04
  • Manufacturing05
  • Logistics06
  • Transport07
  • Security08

Why Azania

We assess the deal, not just the borrower

No Asset Collateral
The purchase order itself is the primary security. Your business assets stay untouched.
100% Procurement Funded
We cover 100% of your procurement and logistics costs so you can deliver without straining reserves.
Direct Supplier Payments
We pay your suppliers directly, ensuring on-time delivery from start to finish.
Transparent Pricing
No hidden fees. Success-based fee agreed upfront in Rands before you commit.
Fast Decisions
We assess the deal, not just the borrower. Decision within 24-48 hours.

Ready to execute your next contract?

Apply today and get a funding decision within 24-48 hours.